Call reports 2009
ANZ GUAM, INC. — 2009
What ANZ GUAM, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 162,306,000 | 162,965,000 | 167,197,000 | 167,689,000 |
| Total loans | 119,881,000 | 122,300,000 | 122,442,000 | 119,167,000 |
| Allowance for loan losses | 1,029,000 | 1,136,000 | 1,136,000 | 1,116,000 |
| Securities available for sale | 12,486,000 | 15,084,000 | 20,039,000 | 16,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,264,000 | 143,392,000 | 147,438,000 | 148,230,000 |
| Interest-bearing deposits | 119,430,000 | 118,987,000 | 118,321,000 | 121,983,000 |
| Noninterest-bearing deposits | 23,834,000 | 24,405,000 | 29,117,000 | 26,247,000 |
| Equity capital | 17,559,000 | 17,866,000 | 18,172,000 | 18,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,169,000 | 4,564,000 | 6,774,000 | 8,974,000 |
| Interest expense | 406,000 | 784,000 | 1,109,000 | 1,396,000 |
| Net interest income | 1,763,000 | 3,780,000 | 5,665,000 | 7,578,000 |
| Noninterest income | 583,000 | 1,483,000 | 2,224,000 | 3,042,000 |
| Noninterest expense | 2,158,000 | 4,368,000 | 6,664,000 | 9,229,000 |
| Provision for loan losses | 45,000 | 144,000 | 136,000 | 110,000 |
| Pretax income | 143,000 | 751,000 | 1,089,000 | 1,281,000 |
| Income tax | 43,000 | 276,000 | 397,000 | 469,000 |
| Net income | 100,000 | 475,000 | 692,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,505,000 | 17,881,000 | 18,098,000 | 18,215,000 |
| Total capital | 18,747,000 | 19,094,000 | 19,311,000 | 19,408,000 |
| Risk-weighted assets | 116,558,000 | 114,316,000 | 110,139,000 | 106,218,000 |