Call reports 2008
ANZ GUAM, INC. — 2008
What ANZ GUAM, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 160,123,000 | 149,539,000 | 143,407,000 | 145,634,000 |
| Total loans | 110,377,000 | 107,604,000 | 107,255,000 | 114,457,000 |
| Allowance for loan losses | 908,000 | 1,024,000 | 961,000 | 974,000 |
| Securities available for sale | 4,857,000 | 4,272,000 | 7,788,000 | 9,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,197,000 | 126,052,000 | 119,698,000 | 124,447,000 |
| Interest-bearing deposits | 103,959,000 | 98,234,000 | 96,389,000 | 101,425,000 |
| Noninterest-bearing deposits | 32,238,000 | 27,818,000 | 23,309,000 | 23,022,000 |
| Equity capital | 17,912,000 | 17,521,000 | 17,386,000 | 17,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,449,000 | 4,888,000 | 7,147,000 | 9,185,000 |
| Interest expense | 658,000 | 1,120,000 | 1,527,000 | 1,915,000 |
| Net interest income | 1,791,000 | 3,768,000 | 5,620,000 | 7,270,000 |
| Noninterest income | 231,000 | 923,000 | 1,487,000 | 2,012,000 |
| Noninterest expense | 1,976,000 | 3,984,000 | 6,578,000 | 8,866,000 |
| Provision for loan losses | 116,000 | 220,000 | 137,000 | 118,000 |
| Pretax income | 212,000 | 769,000 | 674,000 | 580,000 |
| Income tax | 74,000 | 280,000 | 322,000 | 213,000 |
| Net income | 138,000 | 489,000 | 352,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,905,000 | 17,528,000 | 17,387,000 | 17,404,000 |
| Total capital | 18,949,000 | 18,685,000 | 18,520,000 | 18,592,000 |
| Risk-weighted assets | 104,990,000 | 98,519,000 | 100,803,000 | 103,394,000 |