Call reports 2007
ANZ GUAM, INC. — 2007
What ANZ GUAM, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 136,257,000 | 166,618,000 | 157,894,000 | 157,953,000 |
| Total loans | 80,010,000 | 79,626,000 | 87,580,000 | 98,017,000 |
| Allowance for loan losses | 1,128,000 | 1,048,000 | 932,000 | 773,000 |
| Securities available for sale | 27,538,000 | 27,887,000 | 27,768,000 | 23,964,000 |
| Securities held to maturity | 2,998,000 | 2,998,000 | 2,998,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,856,000 | 145,674,000 | 136,675,000 | 134,188,000 |
| Interest-bearing deposits | 93,561,000 | 95,965,000 | 110,956,000 | 106,297,000 |
| Noninterest-bearing deposits | 22,295,000 | 49,709,000 | 25,719,000 | 27,891,000 |
| Equity capital | 17,033,000 | 17,466,000 | 17,381,000 | 17,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,438,000 | 4,902,000 | 7,597,000 | 10,173,000 |
| Interest expense | 687,000 | 1,379,000 | 2,238,000 | 3,028,000 |
| Net interest income | 1,751,000 | 3,523,000 | 5,359,000 | 7,145,000 |
| Noninterest income | 491,000 | 1,024,000 | 1,285,000 | 1,546,000 |
| Noninterest expense | 1,431,000 | 2,932,000 | 4,701,000 | 6,464,000 |
| Provision for loan losses | 0 | 0 | -224,000 | -392,000 |
| Pretax income | 811,000 | 1,615,000 | 2,167,000 | 2,619,000 |
| Income tax | 276,000 | 547,000 | 735,000 | 960,000 |
| Net income | 535,000 | 1,068,000 | 1,432,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,347,000 | 17,879,000 | 17,543,000 | 17,769,000 |
| Total capital | 18,452,000 | 18,950,000 | 18,496,000 | 18,627,000 |
| Risk-weighted assets | 88,359,000 | 96,530,000 | 97,886,000 | 112,291,000 |