Call reports 2006
ANZ GUAM, INC. — 2006
What ANZ GUAM, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 140,264,000 | 137,163,000 | 134,921,000 | 139,496,000 |
| Total loans | 85,770,000 | 87,999,000 | 81,886,000 | 82,690,000 |
| Allowance for loan losses | 1,108,000 | 1,104,000 | 1,110,000 | 1,117,000 |
| Securities available for sale | 27,631,000 | 27,372,000 | 27,866,000 | 27,441,000 |
| Securities held to maturity | 0 | 500,000 | 0 | 998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,391,000 | 118,549,000 | 115,840,000 | 119,861,000 |
| Interest-bearing deposits | 97,096,000 | 95,874,000 | 95,191,000 | 96,154,000 |
| Noninterest-bearing deposits | 22,295,000 | 22,675,000 | 20,649,000 | 23,707,000 |
| Equity capital | 14,292,000 | 14,745,000 | 15,553,000 | 16,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,308,000 | 4,974,000 | 7,350,000 | 9,729,000 |
| Interest expense | 513,000 | 1,062,000 | 1,676,000 | 2,335,000 |
| Net interest income | 1,795,000 | 3,912,000 | 5,674,000 | 7,394,000 |
| Noninterest income | 445,000 | 778,000 | 1,173,000 | 1,525,000 |
| Noninterest expense | 1,440,000 | 2,945,000 | 4,370,000 | 5,832,000 |
| Provision for loan losses | 44,000 | 44,000 | 44,000 | 44,000 |
| Pretax income | 756,000 | 1,701,000 | 2,433,000 | 3,043,000 |
| Income tax | 260,000 | 581,000 | 830,000 | 1,037,000 |
| Net income | 496,000 | 1,120,000 | 1,603,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,826,000 | 15,497,000 | 15,980,000 | 16,383,000 |
| Total capital | 15,952,000 | 16,617,000 | 17,072,000 | 17,514,000 |
| Risk-weighted assets | 91,020,000 | 93,511,000 | 87,304,000 | 90,496,000 |