Call reports 2005
ANZ GUAM, INC. — 2005
What ANZ GUAM, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 121,934,000 | 122,406,000 | 133,457,000 | 139,189,000 |
| Total loans | 80,783,000 | 79,236,000 | 87,162,000 | 90,229,000 |
| Allowance for loan losses | 1,137,000 | 1,091,000 | 1,098,000 | 1,104,000 |
| Securities available for sale | 22,548,000 | 24,480,000 | 23,523,000 | 25,896,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,232,000 | 104,716,000 | 116,563,000 | 118,284,000 |
| Interest-bearing deposits | 83,328,000 | 84,702,000 | 95,855,000 | 94,361,000 |
| Noninterest-bearing deposits | 22,904,000 | 20,014,000 | 20,708,000 | 23,923,000 |
| Equity capital | 12,748,000 | 13,460,000 | 13,651,000 | 13,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,598,000 | 5,569,000 | 7,736,000 |
| Interest expense | 198,000 | 443,000 | 755,000 | 1,176,000 |
| Net interest income | 1,475,000 | 3,155,000 | 4,814,000 | 6,560,000 |
| Noninterest income | 425,000 | 725,000 | 1,041,000 | 1,422,000 |
| Noninterest expense | 1,388,000 | 2,726,000 | 4,108,000 | 5,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 512,000 | 1,154,000 | 1,747,000 | 2,357,000 |
| Income tax | 175,000 | 392,000 | 593,000 | 800,000 |
| Net income | 337,000 | 762,000 | 1,154,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,110,000 | 13,539,000 | 13,935,000 | 14,334,000 |
| Total capital | 14,137,000 | 14,559,000 | 15,047,000 | 15,452,000 |
| Risk-weighted assets | 82,015,000 | 81,540,000 | 90,672,000 | 94,243,000 |