Call reports 2004
ANZ GUAM, INC. — 2004
What ANZ GUAM, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 127,768,000 | 125,912,000 | 130,106,000 | 121,240,000 |
| Total loans | 84,879,000 | 82,134,000 | 82,254,000 | 81,830,000 |
| Allowance for loan losses | 1,261,000 | 1,141,000 | 1,058,000 | 1,141,000 |
| Securities available for sale | 17,703,000 | 20,640,000 | 22,606,000 | 21,992,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,557,000 | 106,388,000 | 114,644,000 | 104,497,000 |
| Interest-bearing deposits | 80,286,000 | 79,954,000 | 76,337,000 | 79,489,000 |
| Noninterest-bearing deposits | 24,271,000 | 26,434,000 | 38,307,000 | 25,008,000 |
| Equity capital | 11,883,000 | 11,861,000 | 12,521,000 | 12,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,198,000 | 4,821,000 | 6,502,000 |
| Interest expense | 132,000 | 258,000 | 418,000 | 596,000 |
| Net interest income | 1,456,000 | 2,940,000 | 4,403,000 | 5,906,000 |
| Noninterest income | 414,000 | 838,000 | 1,238,000 | 1,654,000 |
| Noninterest expense | 1,373,000 | 2,753,000 | 4,093,000 | 5,532,000 |
| Provision for loan losses | 50,000 | 55,000 | 52,000 | 154,000 |
| Pretax income | 447,000 | 970,000 | 1,496,000 | 1,874,000 |
| Income tax | 143,000 | 319,000 | 495,000 | 622,000 |
| Net income | 304,000 | 651,000 | 1,001,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,826,000 | 12,172,000 | 12,523,000 | 12,774,000 |
| Total capital | 12,892,000 | 13,201,000 | 13,567,000 | 13,787,000 |
| Risk-weighted assets | 85,076,000 | 82,234,000 | 83,493,000 | 80,882,000 |