Call reports 2002
ANZ GUAM, INC. — 2002
What ANZ GUAM, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,975,000 | 102,771,000 | 109,478,000 | 120,930,000 |
| Total loans | 63,794,000 | 68,161,000 | 65,423,000 | 90,327,000 |
| Allowance for loan losses | 938,000 | 1,001,000 | 975,000 | 1,036,000 |
| Securities available for sale | 16,665,000 | 15,832,000 | 12,023,000 | 12,518,000 |
| Securities held to maturity | 249,000 | 249,000 | 249,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,673,000 | 92,386,000 | 97,711,000 | 104,196,000 |
| Interest-bearing deposits | 68,196,000 | 73,247,000 | 77,878,000 | 83,596,000 |
| Noninterest-bearing deposits | 15,477,000 | 19,139,000 | 19,833,000 | 20,600,000 |
| Equity capital | 8,677,000 | 9,197,000 | 9,287,000 | 9,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,124,000 | 4,658,000 | 6,375,000 |
| Interest expense | 336,000 | 654,000 | 981,000 | 1,311,000 |
| Net interest income | 1,235,000 | 2,470,000 | 3,677,000 | 5,064,000 |
| Noninterest income | 310,000 | 643,000 | 1,119,000 | 1,473,000 |
| Noninterest expense | 1,185,000 | 2,364,000 | 3,546,000 | 4,801,000 |
| Provision for loan losses | 120,000 | 240,000 | 471,000 | 712,000 |
| Pretax income | 266,000 | 560,000 | 889,000 | 1,134,000 |
| Income tax | 83,000 | 194,000 | 303,000 | 383,000 |
| Net income | 183,000 | 366,000 | 586,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,819,000 | 9,064,000 | 9,161,000 | 9,230,000 |
| Total capital | 9,680,000 | 9,979,000 | 10,066,000 | 10,266,000 |
| Risk-weighted assets | 68,832,000 | 73,101,000 | 72,342,000 | 88,771,000 |