Call reports 2001
ANZ GUAM, INC. — 2001
What ANZ GUAM, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,866,000 | 97,097,000 | 95,568,000 | 98,039,000 |
| Total loans | 65,135,000 | 65,762,000 | 63,847,000 | 65,356,000 |
| Allowance for loan losses | 1,692,000 | 883,000 | 875,000 | 864,000 |
| Securities available for sale | 10,784,000 | 11,874,000 | 12,571,000 | 16,526,000 |
| Securities held to maturity | 249,000 | 249,000 | 249,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,481,000 | 85,272,000 | 84,294,000 | 86,057,000 |
| Interest-bearing deposits | 70,798,000 | 68,583,000 | 68,527,000 | 69,551,000 |
| Noninterest-bearing deposits | 16,683,000 | 16,689,000 | 15,767,000 | 16,506,000 |
| Equity capital | 8,779,000 | 8,908,000 | 9,298,000 | 8,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,011,000 | 5,893,000 | 7,593,000 |
| Interest expense | 866,000 | 1,589,000 | 2,183,000 | 2,618,000 |
| Net interest income | 1,252,000 | 2,422,000 | 3,710,000 | 4,975,000 |
| Noninterest income | 374,000 | 683,000 | 1,078,000 | 1,414,000 |
| Noninterest expense | 1,247,000 | 2,484,000 | 3,647,000 | 4,857,000 |
| Provision for loan losses | 240,000 | 270,000 | 425,000 | 575,000 |
| Pretax income | 167,000 | 379,000 | 744,000 | 985,000 |
| Income tax | 27,000 | 89,000 | 210,000 | 289,000 |
| Net income | 140,000 | 290,000 | 534,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,688,000 | 8,838,000 | 9,028,000 | 8,686,000 |
| Total capital | 9,486,000 | 9,514,000 | 9,717,000 | 9,550,000 |
| Risk-weighted assets | 62,946,000 | 53,854,000 | 54,896,000 | 69,590,000 |