Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,285,000 | USD | evidence → |
| Total loans | 10,206,000 | USD | evidence → |
| Allowance for loan losses | 309,000 | USD | evidence → |
| Securities available for sale | 19,247,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,178,000 | USD | evidence → |
| Interest-bearing deposits | 21,510,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,668,000 | USD | evidence → |
| Equity capital | 9,836,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,959,000 | USD | evidence → |
| Interest expense | 794,000 | USD | evidence → |
| Net interest income | 1,165,000 | USD | evidence → |
| Noninterest income | 209,000 | USD | evidence → |
| Noninterest expense | 1,142,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 334,000 | USD | evidence → |
| Income tax | 148,000 | USD | evidence → |
| Net income | 186,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,390,000 | USD | evidence → |
| Total capital | 5,556,000 | USD | evidence → |
| Risk-weighted assets | 13,105,000 | USD | evidence → |