Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,323,000 | USD | evidence → |
| Total loans | 19,712,000 | USD | evidence → |
| Allowance for loan losses | 343,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 42,890,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,919,000 | USD | evidence → |
| Interest-bearing deposits | 56,322,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,597,000 | USD | evidence → |
| Equity capital | 9,271,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,413,000 | USD | evidence → |
| Interest expense | 1,213,000 | USD | evidence → |
| Net interest income | 2,200,000 | USD | evidence → |
| Noninterest income | 375,000 | USD | evidence → |
| Noninterest expense | 1,273,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,250,000 | USD | evidence → |
| Income tax | 426,000 | USD | evidence → |
| Net income | 824,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,946,000 | USD | evidence → |
| Total capital | 5,264,000 | USD | evidence → |
| Risk-weighted assets | 25,382,000 | USD | evidence → |