Call reports 2001
CITIZENS BANK OF THE OZARKS — 2001
What CITIZENS BANK OF THE OZARKS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 34,833,000 |
| Total loans | 18,020,000 |
| Allowance for loan losses | 302,000 |
| Securities available for sale | 3,527,000 |
| Securities held to maturity | 5,542,000 |
| Trading assets | 0 |
| Total deposits | 31,020,000 |
| Interest-bearing deposits | 26,766,000 |
| Noninterest-bearing deposits | 4,254,000 |
| Equity capital | 3,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 616,000 |
| Interest expense | 312,000 |
| Net interest income | 304,000 |
| Noninterest income | 48,000 |
| Noninterest expense | 287,000 |
| Provision for loan losses | 2,000 |
| Pretax income | 63,000 |
| Income tax | 21,000 |
| Net income | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 3,657,000 |
| Total capital | 3,864,000 |
| Risk-weighted assets | 16,467,000 |