Call reports 2018
GRANITE BANK — 2018
What GRANITE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 240,119,000 |
| Total loans | 200,293,000 |
| Allowance for loan losses | 1,987,000 |
| Securities available for sale | 19,966,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 209,021,000 |
| Interest-bearing deposits | 163,143,000 |
| Noninterest-bearing deposits | 45,878,000 |
| Equity capital | 26,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 2,320,000 |
| Interest expense | 241,000 |
| Net interest income | 2,079,000 |
| Noninterest income | 392,000 |
| Noninterest expense | 2,036,000 |
| Provision for loan losses | 90,000 |
| Pretax income | 341,000 |
| Income tax | 54,000 |
| Net income | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 25,817,000 |
| Total capital | 27,872,000 |
| Risk-weighted assets | 205,301,000 |