Call report 2015Q4
GRANITE BANK — 2015Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,001,000 | USD | evidence → |
| Total loans | 199,547,000 | USD | evidence → |
| Allowance for loan losses | 1,598,000 | USD | evidence → |
| Securities available for sale | 37,826,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,479,000 | USD | evidence → |
| Interest-bearing deposits | 176,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,617,000 | USD | evidence → |
| Equity capital | 25,973,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,445,000 | USD | evidence → |
| Interest expense | 1,051,000 | USD | evidence → |
| Net interest income | 8,394,000 | USD | evidence → |
| Noninterest income | 1,054,000 | USD | evidence → |
| Noninterest expense | 7,785,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,645,000 | USD | evidence → |
| Income tax | 362,000 | USD | evidence → |
| Net income | 1,283,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,533,000 | USD | evidence → |
| Total capital | 27,135,000 | USD | evidence → |
| Risk-weighted assets | 211,501,000 | USD | evidence → |