Call report 2014Q4
GRANITE BANK — 2014Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 256,866,000 | USD | evidence → |
| Total loans | 191,148,000 | USD | evidence → |
| Allowance for loan losses | 1,579,000 | USD | evidence → |
| Securities available for sale | 39,750,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 221,344,000 | USD | evidence → |
| Interest-bearing deposits | 180,033,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,311,000 | USD | evidence → |
| Equity capital | 25,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,553,000 | USD | evidence → |
| Interest expense | 1,246,000 | USD | evidence → |
| Net interest income | 8,307,000 | USD | evidence → |
| Noninterest income | 961,000 | USD | evidence → |
| Noninterest expense | 7,323,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,216,000 | USD | evidence → |
| Income tax | 558,000 | USD | evidence → |
| Net income | 1,658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,423,000 | USD | evidence → |
| Total capital | 26,006,000 | USD | evidence → |
| Risk-weighted assets | 190,533,000 | USD | evidence → |