Call report 2009Q4
GRANITE BANK — 2009Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 212,825,000 | USD | evidence → |
| Total loans | 164,510,000 | USD | evidence → |
| Allowance for loan losses | 2,935,000 | USD | evidence → |
| Securities available for sale | 28,259,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,438,000 | USD | evidence → |
| Interest-bearing deposits | 159,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,634,000 | USD | evidence → |
| Equity capital | 17,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,450,000 | USD | evidence → |
| Interest expense | 3,456,000 | USD | evidence → |
| Net interest income | 7,994,000 | USD | evidence → |
| Noninterest income | 799,000 | USD | evidence → |
| Noninterest expense | 7,835,000 | USD | evidence → |
| Provision for loan losses | 1,504,000 | USD | evidence → |
| Pretax income | 174,000 | USD | evidence → |
| Income tax | -414,000 | USD | evidence → |
| Net income | 588,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,951,000 | USD | evidence → |
| Total capital | 19,094,000 | USD | evidence → |
| Risk-weighted assets | 169,756,000 | USD | evidence → |