Call report 2008Q4
GRANITE BANK — 2008Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,128,000 | USD | evidence → |
| Total loans | 155,729,000 | USD | evidence → |
| Allowance for loan losses | 2,608,000 | USD | evidence → |
| Securities available for sale | 26,110,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,944,000 | USD | evidence → |
| Interest-bearing deposits | 135,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,087,000 | USD | evidence → |
| Equity capital | 13,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,080,000 | USD | evidence → |
| Interest expense | 4,665,000 | USD | evidence → |
| Net interest income | 7,415,000 | USD | evidence → |
| Noninterest income | 707,000 | USD | evidence → |
| Noninterest expense | 6,809,000 | USD | evidence → |
| Provision for loan losses | 553,000 | USD | evidence → |
| Pretax income | -2,034,000 | USD | evidence → |
| Income tax | -976,000 | USD | evidence → |
| Net income | -1,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,460,000 | USD | evidence → |
| Total capital | 15,435,000 | USD | evidence → |
| Risk-weighted assets | 157,387,000 | USD | evidence → |