Call report 2007Q4
GRANITE BANK — 2007Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 188,893,000 | USD | evidence → |
| Total loans | 142,395,000 | USD | evidence → |
| Allowance for loan losses | 2,202,000 | USD | evidence → |
| Securities available for sale | 33,973,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,146,000 | USD | evidence → |
| Interest-bearing deposits | 142,851,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,295,000 | USD | evidence → |
| Equity capital | 14,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,584,000 | USD | evidence → |
| Interest expense | 5,410,000 | USD | evidence → |
| Net interest income | 7,174,000 | USD | evidence → |
| Noninterest income | 621,000 | USD | evidence → |
| Noninterest expense | 6,406,000 | USD | evidence → |
| Provision for loan losses | 207,000 | USD | evidence → |
| Pretax income | 1,181,000 | USD | evidence → |
| Income tax | 156,000 | USD | evidence → |
| Net income | 1,025,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,999,000 | USD | evidence → |
| Total capital | 15,911,000 | USD | evidence → |
| Risk-weighted assets | 153,061,000 | USD | evidence → |