Call report 2005Q4
GRANITE BANK — 2005Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,958,000 | USD | evidence → |
| Total loans | 119,826,000 | USD | evidence → |
| Allowance for loan losses | 1,863,000 | USD | evidence → |
| Securities available for sale | 40,452,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,724,000 | USD | evidence → |
| Interest-bearing deposits | 138,056,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,668,000 | USD | evidence → |
| Equity capital | 12,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,315,000 | USD | evidence → |
| Interest expense | 2,889,000 | USD | evidence → |
| Net interest income | 6,426,000 | USD | evidence → |
| Noninterest income | 475,000 | USD | evidence → |
| Noninterest expense | 5,298,000 | USD | evidence → |
| Provision for loan losses | 308,000 | USD | evidence → |
| Pretax income | 1,407,000 | USD | evidence → |
| Income tax | 194,000 | USD | evidence → |
| Net income | 1,213,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,152,000 | USD | evidence → |
| Total capital | 14,869,000 | USD | evidence → |
| Risk-weighted assets | 137,217,000 | USD | evidence → |