Call report 2002Q4
GRANITE BANK — 2002Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,611,000 | USD | evidence → |
| Total loans | 71,258,000 | USD | evidence → |
| Allowance for loan losses | 1,610,000 | USD | evidence → |
| Securities available for sale | 35,435,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,172,000 | USD | evidence → |
| Interest-bearing deposits | 85,715,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,457,000 | USD | evidence → |
| Equity capital | 10,913,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,591,000 | USD | evidence → |
| Interest expense | 2,253,000 | USD | evidence → |
| Net interest income | 5,338,000 | USD | evidence → |
| Noninterest income | 438,000 | USD | evidence → |
| Noninterest expense | 3,929,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,733,000 | USD | evidence → |
| Income tax | 514,000 | USD | evidence → |
| Net income | 1,219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,650,000 | USD | evidence → |
| Total capital | 11,727,000 | USD | evidence → |
| Risk-weighted assets | 85,641,000 | USD | evidence → |