Call reports 2025
FORESIGHT BANK — 2025
What FORESIGHT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 401,665,000 | 417,096,000 | 429,020,000 | 422,662,000 |
| Total loans | 323,244,000 | 336,448,000 | 332,742,000 | 340,067,000 |
| Allowance for loan losses | 2,376,000 | 2,601,000 | 3,001,000 | 3,286,000 |
| Securities available for sale | 60,634,000 | 59,431,000 | 59,924,000 | 61,106,000 |
| Securities held to maturity | 2,809,000 | 2,809,000 | 2,809,000 | 2,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,013,000 | 336,041,000 | 365,682,000 | 352,680,000 |
| Interest-bearing deposits | 326,398,000 | 319,038,000 | 345,486,000 | 327,596,000 |
| Noninterest-bearing deposits | 17,615,000 | 17,003,000 | 20,196,000 | 25,084,000 |
| Equity capital | 36,138,000 | 36,415,000 | 38,157,000 | 39,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,687,000 | 11,752,000 | 17,959,000 | 24,121,000 |
| Interest expense | 2,800,000 | 5,637,000 | 8,472,000 | 11,158,000 |
| Net interest income | 2,887,000 | 6,115,000 | 9,487,000 | 12,963,000 |
| Noninterest income | 244,000 | 529,000 | 852,000 | 1,148,000 |
| Noninterest expense | 2,102,000 | 4,058,000 | 6,276,000 | 8,339,000 |
| Provision for loan losses | 48,000 | 270,000 | 601,000 | 870,000 |
| Pretax income | 973,000 | 2,305,000 | 3,404,000 | 4,716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 973,000 | 2,305,000 | 3,404,000 | 4,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,463,000 | 41,389,000 | 41,914,000 | 42,315,000 |
| Total capital | 42,979,000 | 44,140,000 | 45,089,000 | 45,815,000 |
| Risk-weighted assets | 295,118,000 | 308,325,000 | 305,329,000 | 312,582,000 |