Call reports 2024
FORESIGHT BANK — 2024
What FORESIGHT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 364,803,000 | 377,047,000 | 385,744,000 | 409,520,000 |
| Total loans | 307,465,000 | 319,868,000 | 324,454,000 | 329,864,000 |
| Allowance for loan losses | 2,110,000 | 2,155,000 | 2,270,000 | 2,325,000 |
| Securities available for sale | 39,048,000 | 38,381,000 | 43,581,000 | 60,152,000 |
| Securities held to maturity | 3,140,000 | 3,140,000 | 3,140,000 | 3,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,599,000 | 304,547,000 | 330,414,000 | 341,724,000 |
| Interest-bearing deposits | 263,044,000 | 281,743,000 | 307,198,000 | 312,902,000 |
| Noninterest-bearing deposits | 25,555,000 | 22,804,000 | 23,216,000 | 28,822,000 |
| Equity capital | 30,292,000 | 30,532,000 | 36,691,000 | 36,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,842,000 | 10,015,000 | 15,426,000 | 21,158,000 |
| Interest expense | 2,274,000 | 4,935,000 | 7,712,000 | 10,501,000 |
| Net interest income | 2,568,000 | 5,080,000 | 7,714,000 | 10,657,000 |
| Noninterest income | 248,000 | 525,000 | 778,000 | 1,036,000 |
| Noninterest expense | 1,966,000 | 3,894,000 | 5,679,000 | 7,745,000 |
| Provision for loan losses | 10,000 | 51,000 | 159,000 | 207,000 |
| Pretax income | 745,000 | 1,528,000 | 2,517,000 | 3,617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 745,000 | 1,528,000 | 2,517,000 | 3,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,959,000 | 34,264,000 | 39,589,000 | 40,464,000 |
| Total capital | 36,180,000 | 36,551,000 | 42,003,000 | 42,929,000 |
| Risk-weighted assets | 248,576,000 | 289,923,000 | 286,943,000 | 300,150,000 |