Call reports 2023
FORESIGHT BANK — 2023
What FORESIGHT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 314,054,000 | 335,385,000 | 341,839,000 | 362,269,000 |
| Total loans | 252,489,000 | 270,603,000 | 283,009,000 | 297,842,000 |
| Allowance for loan losses | 2,450,000 | 2,449,000 | 2,091,000 | 2,102,000 |
| Securities available for sale | 44,990,000 | 43,922,000 | 41,358,000 | 44,291,000 |
| Securities held to maturity | 3,505,000 | 3,505,000 | 3,505,000 | 3,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,834,000 | 260,164,000 | 293,000,000 | 299,896,000 |
| Interest-bearing deposits | 237,498,000 | 236,227,000 | 267,619,000 | 269,412,000 |
| Noninterest-bearing deposits | 24,336,000 | 23,937,000 | 25,381,000 | 30,484,000 |
| Equity capital | 28,196,000 | 28,047,000 | 26,355,000 | 30,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,628,000 | 7,547,000 | 11,957,000 | 16,609,000 |
| Interest expense | 1,275,000 | 2,937,000 | 4,871,000 | 6,929,000 |
| Net interest income | 2,353,000 | 4,610,000 | 7,086,000 | 9,680,000 |
| Noninterest income | 254,000 | 524,000 | 776,000 | 1,008,000 |
| Noninterest expense | 1,899,000 | 3,687,000 | 5,356,000 | 7,229,000 |
| Provision for loan losses | -19,000 | -42,000 | -382,000 | -423,000 |
| Pretax income | 647,000 | 1,418,000 | 2,644,000 | 3,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 647,000 | 1,418,000 | 2,644,000 | 3,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,113,000 | 32,363,000 | 33,068,000 | 33,657,000 |
| Total capital | 34,563,000 | 34,813,000 | 35,307,000 | 35,870,000 |
| Risk-weighted assets | 240,438,000 | 252,123,000 | 309,969,000 | 275,209,000 |