Call reports 2021
FORESIGHT BANK — 2021
What FORESIGHT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 296,019,000 | 301,924,000 | 308,996,000 | 308,678,000 |
| Total loans | 214,801,000 | 223,360,000 | 223,204,000 | 228,036,000 |
| Allowance for loan losses | 2,450,000 | 2,450,000 | 2,450,000 | 2,450,000 |
| Securities available for sale | 57,127,000 | 55,378,000 | 57,304,000 | 64,177,000 |
| Securities held to maturity | 3,026,000 | 3,178,000 | 3,178,000 | 3,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,196,000 | 254,919,000 | 263,411,000 | 263,014,000 |
| Interest-bearing deposits | 228,574,000 | 232,068,000 | 240,385,000 | 238,030,000 |
| Noninterest-bearing deposits | 21,622,000 | 22,851,000 | 23,026,000 | 24,984,000 |
| Equity capital | 29,581,000 | 30,803,000 | 31,987,000 | 32,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,045,000 | 6,104,000 | 9,719,000 | 12,665,000 |
| Interest expense | 590,000 | 1,150,000 | 1,691,000 | 2,184,000 |
| Net interest income | 2,455,000 | 4,954,000 | 8,028,000 | 10,481,000 |
| Noninterest income | 161,000 | 366,000 | 565,000 | 756,000 |
| Noninterest expense | 1,559,000 | 3,112,000 | 4,607,000 | 6,632,000 |
| Provision for loan losses | 1,000 | -2,000 | -2,000 | 58,000 |
| Pretax income | 1,077,000 | 2,308,000 | 4,094,000 | 4,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,077,000 | 2,308,000 | 4,094,000 | 4,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,934,000 | 27,668,000 | 28,957,000 | 29,030,000 |
| Total capital | 29,384,000 | 30,118,000 | 31,407,000 | 31,480,000 |
| Risk-weighted assets | 205,276,000 | 217,540,000 | 222,880,000 | 226,745,000 |