Call reports 2020
FORESIGHT BANK — 2020
What FORESIGHT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 251,100,000 | 278,685,000 | 281,422,000 | 295,841,000 |
| Total loans | 200,350,000 | 215,389,000 | 211,861,000 | 207,454,000 |
| Allowance for loan losses | 2,285,000 | 2,400,000 | 2,450,000 | 2,450,000 |
| Securities available for sale | 38,769,000 | 41,515,000 | 45,987,000 | 56,656,000 |
| Securities held to maturity | 149,000 | 2,779,000 | 2,779,000 | 2,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,834,000 | 233,017,000 | 234,842,000 | 249,894,000 |
| Interest-bearing deposits | 195,993,000 | 214,191,000 | 216,071,000 | 228,570,000 |
| Noninterest-bearing deposits | 14,841,000 | 18,826,000 | 18,771,000 | 21,324,000 |
| Equity capital | 26,896,000 | 28,110,000 | 28,711,000 | 29,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,982,000 | 6,107,000 | 9,152,000 | 12,286,000 |
| Interest expense | 867,000 | 1,619,000 | 2,313,000 | 2,962,000 |
| Net interest income | 2,115,000 | 4,488,000 | 6,839,000 | 9,324,000 |
| Noninterest income | 153,000 | 319,000 | 529,000 | 649,000 |
| Noninterest expense | 1,429,000 | 2,765,000 | 4,280,000 | 5,990,000 |
| Provision for loan losses | -8,000 | 98,000 | 144,000 | -23,000 |
| Pretax income | 848,000 | 1,991,000 | 2,945,000 | 4,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 848,000 | 1,991,000 | 2,945,000 | 4,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,627,000 | 25,322,000 | 25,828,000 | 26,368,000 |
| Total capital | 26,912,000 | 27,722,000 | 28,278,000 | 28,818,000 |
| Risk-weighted assets | 194,504,000 | 199,870,000 | 200,062,000 | 202,737,000 |