Call reports 2019
FORESIGHT BANK — 2019
What FORESIGHT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 249,222,000 | 245,017,000 | 262,568,000 | 262,518,000 |
| Total loans | 191,463,000 | 198,689,000 | 200,113,000 | 197,454,000 |
| Allowance for loan losses | 2,150,000 | 2,225,000 | 2,285,000 | 2,285,000 |
| Securities available for sale | 47,001,000 | 36,728,000 | 37,317,000 | 37,033,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,250,000 | 200,218,000 | 222,635,000 | 222,778,000 |
| Interest-bearing deposits | 195,999,000 | 187,014,000 | 209,054,000 | 208,466,000 |
| Noninterest-bearing deposits | 13,251,000 | 13,204,000 | 13,581,000 | 14,312,000 |
| Equity capital | 24,004,000 | 25,072,000 | 26,071,000 | 26,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,901,000 | 5,948,000 | 9,077,000 | 12,143,000 |
| Interest expense | 910,000 | 1,877,000 | 2,870,000 | 3,838,000 |
| Net interest income | 1,991,000 | 4,071,000 | 6,207,000 | 8,305,000 |
| Noninterest income | 144,000 | 314,000 | 476,000 | 637,000 |
| Noninterest expense | 1,364,000 | 2,813,000 | 4,187,000 | 5,583,000 |
| Provision for loan losses | 50,000 | 131,000 | 186,000 | 82,000 |
| Pretax income | 735,000 | 1,641,000 | 2,510,000 | 3,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 1,641,000 | 2,510,000 | 3,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,207,000 | 23,556,000 | 23,901,000 | 24,355,000 |
| Total capital | 25,357,000 | 25,781,000 | 26,186,000 | 26,640,000 |
| Risk-weighted assets | 187,788,000 | 193,074,000 | 198,192,000 | 194,287,000 |