Call reports 2018
FORESIGHT BANK — 2018
What FORESIGHT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 234,809,000 | 243,728,000 | 243,641,000 | 245,797,000 |
| Total loans | 182,590,000 | 189,461,000 | 190,064,000 | 186,427,000 |
| Allowance for loan losses | 2,000,000 | 2,100,000 | 2,100,000 | 2,100,000 |
| Securities available for sale | 45,101,000 | 45,044,000 | 46,070,000 | 47,159,000 |
| Securities held to maturity | 0 | 450,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,865,000 | 200,296,000 | 198,134,000 | 202,385,000 |
| Interest-bearing deposits | 183,980,000 | 187,537,000 | 185,673,000 | 188,524,000 |
| Noninterest-bearing deposits | 13,885,000 | 12,759,000 | 12,461,000 | 13,861,000 |
| Equity capital | 21,479,000 | 21,841,000 | 21,479,000 | 22,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,811,000 | 5,589,000 | 8,499,000 | 11,492,000 |
| Interest expense | 595,000 | 1,272,000 | 2,063,000 | 2,918,000 |
| Net interest income | 2,216,000 | 4,317,000 | 6,436,000 | 8,574,000 |
| Noninterest income | 156,000 | 355,000 | 522,000 | 679,000 |
| Noninterest expense | 1,172,000 | 2,431,000 | 3,659,000 | 5,024,000 |
| Provision for loan losses | -122,000 | -32,000 | -39,000 | -166,000 |
| Pretax income | 1,317,000 | 2,189,000 | 3,245,000 | 4,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,317,000 | 2,189,000 | 3,245,000 | 4,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,083,000 | 22,290,000 | 22,682,000 | 23,015,000 |
| Total capital | 24,083,000 | 24,390,000 | 24,782,000 | 25,115,000 |
| Risk-weighted assets | 196,348,000 | 201,490,000 | 183,044,000 | 182,891,000 |