Call reports 2017
FORESIGHT BANK — 2017
What FORESIGHT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,061,000 | 221,350,000 | 227,783,000 | 233,869,000 |
| Total loans | 174,221,000 | 181,613,000 | 183,457,000 | 182,128,000 |
| Allowance for loan losses | 1,825,000 | 1,825,000 | 1,875,000 | 2,000,000 |
| Securities available for sale | 22,364,000 | 31,968,000 | 36,590,000 | 42,283,000 |
| Securities held to maturity | 21,000 | 21,000 | 21,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,962,000 | 177,077,000 | 184,319,000 | 199,571,000 |
| Interest-bearing deposits | 152,695,000 | 160,702,000 | 170,763,000 | 182,906,000 |
| Noninterest-bearing deposits | 15,267,000 | 16,375,000 | 13,556,000 | 16,665,000 |
| Equity capital | 20,231,000 | 21,212,000 | 21,736,000 | 21,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,218,000 | 4,594,000 | 7,297,000 | 9,854,000 |
| Interest expense | 415,000 | 902,000 | 1,438,000 | 2,011,000 |
| Net interest income | 1,803,000 | 3,692,000 | 5,859,000 | 7,843,000 |
| Noninterest income | 116,000 | 255,000 | 377,000 | 499,000 |
| Noninterest expense | 1,140,000 | 2,256,000 | 3,403,000 | 4,738,000 |
| Provision for loan losses | -5,000 | -9,000 | 28,000 | 60,000 |
| Pretax income | 783,000 | 1,699,000 | 2,800,000 | 3,463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 783,000 | 1,699,000 | 2,800,000 | 3,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,497,000 | 20,901,000 | 21,363,000 | 21,386,000 |
| Total capital | 22,322,000 | 22,726,000 | 23,238,000 | 23,386,000 |
| Risk-weighted assets | 173,705,000 | 186,558,000 | 191,882,000 | 193,637,000 |