Call reports 2016
FORESIGHT BANK — 2016
What FORESIGHT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 187,851,000 | 193,832,000 | 191,961,000 | 200,971,000 |
| Total loans | 163,086,000 | 167,622,000 | 164,748,000 | 167,286,000 |
| Allowance for loan losses | 1,825,000 | 1,825,000 | 1,825,000 | 1,825,000 |
| Securities available for sale | 18,154,000 | 17,689,000 | 18,952,000 | 19,692,000 |
| Securities held to maturity | 39,000 | 39,000 | 39,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,678,000 | 154,771,000 | 163,796,000 | 173,158,000 |
| Interest-bearing deposits | 128,559,000 | 138,551,000 | 149,087,000 | 153,215,000 |
| Noninterest-bearing deposits | 16,119,000 | 16,220,000 | 14,709,000 | 19,943,000 |
| Equity capital | 17,662,000 | 18,621,000 | 18,753,000 | 23,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,030,000 | 4,163,000 | 6,340,000 | 8,499,000 |
| Interest expense | 363,000 | 751,000 | 1,149,000 | 1,559,000 |
| Net interest income | 1,667,000 | 3,412,000 | 5,191,000 | 6,940,000 |
| Noninterest income | 106,000 | 234,000 | 373,000 | 450,000 |
| Noninterest expense | 1,091,000 | 2,186,000 | 3,327,000 | 4,519,000 |
| Provision for loan losses | -5,000 | -26,000 | -29,000 | 0 |
| Pretax income | 687,000 | 1,583,000 | 2,363,000 | 2,883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 687,000 | 1,583,000 | 2,363,000 | 2,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,320,000 | 17,897,000 | 18,263,000 | 24,146,000 |
| Total capital | 19,145,000 | 19,722,000 | 20,088,000 | 25,971,000 |
| Risk-weighted assets | 152,392,000 | 158,692,000 | 158,821,000 | 170,454,000 |