Call reports 2015
FORESIGHT BANK — 2015
What FORESIGHT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 174,718,000 | 179,901,000 | 185,294,000 | 190,909,000 |
| Total loans | 152,541,000 | 156,555,000 | 160,697,000 | 163,084,000 |
| Allowance for loan losses | 1,715,000 | 1,825,000 | 1,800,000 | 1,825,000 |
| Securities available for sale | 16,322,000 | 16,973,000 | 18,172,000 | 18,111,000 |
| Securities held to maturity | 57,000 | 57,000 | 57,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,405,000 | 142,639,000 | 142,272,000 | 151,211,000 |
| Interest-bearing deposits | 121,809,000 | 123,593,000 | 126,210,000 | 130,850,000 |
| Noninterest-bearing deposits | 19,596,000 | 19,046,000 | 16,062,000 | 20,361,000 |
| Equity capital | 16,301,000 | 16,492,000 | 17,025,000 | 17,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,816,000 | 5,887,000 | 7,928,000 |
| Interest expense | 345,000 | 694,000 | 1,048,000 | 1,407,000 |
| Net interest income | 1,538,000 | 3,122,000 | 4,839,000 | 6,521,000 |
| Noninterest income | 101,000 | 243,000 | 354,000 | 472,000 |
| Noninterest expense | 956,000 | 1,894,000 | 2,971,000 | 4,039,000 |
| Provision for loan losses | 31,000 | 122,000 | 153,000 | 189,000 |
| Pretax income | 657,000 | 1,354,000 | 2,071,000 | 2,805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 657,000 | 1,354,000 | 2,071,000 | 2,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,059,000 | 16,456,000 | 16,872,000 | 17,286,000 |
| Total capital | 17,774,000 | 18,253,000 | 18,672,000 | 19,111,000 |
| Risk-weighted assets | 143,375,000 | 143,711,000 | 149,887,000 | 153,071,000 |