Call reports 2014
FORESIGHT BANK — 2014
What FORESIGHT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,957,000 | 166,831,000 | 170,597,000 | 177,907,000 |
| Total loans | 137,066,000 | 143,331,000 | 146,479,000 | 152,464,000 |
| Allowance for loan losses | 1,625,000 | 1,640,000 | 1,675,000 | 1,700,000 |
| Securities available for sale | 14,047,000 | 16,277,000 | 17,920,000 | 17,899,000 |
| Securities held to maturity | 57,000 | 57,000 | 57,000 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,654,000 | 134,034,000 | 137,020,000 | 142,100,000 |
| Interest-bearing deposits | 112,613,000 | 116,471,000 | 115,156,000 | 120,361,000 |
| Noninterest-bearing deposits | 18,041,000 | 17,563,000 | 21,864,000 | 21,739,000 |
| Equity capital | 14,623,000 | 15,113,000 | 15,638,000 | 15,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,473,000 | 5,325,000 | 7,208,000 |
| Interest expense | 341,000 | 680,000 | 1,017,000 | 1,361,000 |
| Net interest income | 1,356,000 | 2,793,000 | 4,308,000 | 5,847,000 |
| Noninterest income | 94,000 | 226,000 | 341,000 | 453,000 |
| Noninterest expense | 918,000 | 1,890,000 | 2,784,000 | 3,734,000 |
| Provision for loan losses | -7,000 | -6,000 | -5,000 | 129,000 |
| Pretax income | 539,000 | 1,145,000 | 1,880,000 | 2,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 539,000 | 1,145,000 | 1,880,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,636,000 | 15,025,000 | 15,504,000 | 15,709,000 |
| Total capital | 16,212,000 | 16,665,000 | 17,179,000 | 17,409,000 |
| Risk-weighted assets | 125,998,000 | 132,466,000 | 134,759,000 | 141,904,000 |