Call reports 2013
FORESIGHT BANK — 2013
What FORESIGHT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 148,899,000 | 154,026,000 | 157,542,000 | 159,659,000 |
| Total loans | 128,438,000 | 134,345,000 | 133,643,000 | 139,220,000 |
| Allowance for loan losses | 1,625,000 | 1,625,000 | 1,625,000 | 1,625,000 |
| Securities available for sale | 14,114,000 | 14,469,000 | 14,937,000 | 14,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,438,000 | 127,448,000 | 130,730,000 | 130,553,000 |
| Interest-bearing deposits | 106,942,000 | 108,784,000 | 111,003,000 | 109,173,000 |
| Noninterest-bearing deposits | 17,496,000 | 18,664,000 | 19,727,000 | 21,380,000 |
| Equity capital | 13,713,000 | 13,621,000 | 14,024,000 | 14,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,210,000 | 4,877,000 | 6,582,000 |
| Interest expense | 372,000 | 743,000 | 1,114,000 | 1,474,000 |
| Net interest income | 1,209,000 | 2,467,000 | 3,763,000 | 5,108,000 |
| Noninterest income | 103,000 | 239,000 | 358,000 | 484,000 |
| Noninterest expense | 1,011,000 | 1,900,000 | 2,782,000 | 3,750,000 |
| Provision for loan losses | -1,000 | -39,000 | -47,000 | -61,000 |
| Pretax income | 301,000 | 844,000 | 1,385,000 | 1,902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 844,000 | 1,385,000 | 1,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,405,000 | 13,756,000 | 14,073,000 | 14,315,000 |
| Total capital | 14,874,000 | 15,291,000 | 15,617,000 | 15,918,000 |
| Risk-weighted assets | 117,346,000 | 122,693,000 | 123,448,000 | 128,433,000 |