Call reports 2012
FORESIGHT BANK — 2012
What FORESIGHT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 141,572,000 | 147,552,000 | 150,220,000 | 149,204,000 |
| Total loans | 122,202,000 | 125,574,000 | 128,203,000 | 126,930,000 |
| Allowance for loan losses | 1,565,000 | 1,615,000 | 1,625,000 | 1,625,000 |
| Securities available for sale | 12,213,000 | 12,027,000 | 13,330,000 | 15,332,000 |
| Securities held to maturity | 735,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,287,000 | 122,026,000 | 124,390,000 | 127,844,000 |
| Interest-bearing deposits | 101,241,000 | 105,439,000 | 109,306,000 | 108,584,000 |
| Noninterest-bearing deposits | 16,046,000 | 16,587,000 | 15,084,000 | 19,260,000 |
| Equity capital | 13,169,000 | 13,449,000 | 13,661,000 | 13,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,303,000 | 4,995,000 | 6,650,000 |
| Interest expense | 438,000 | 868,000 | 1,285,000 | 1,684,000 |
| Net interest income | 1,212,000 | 2,435,000 | 3,710,000 | 4,966,000 |
| Noninterest income | 106,000 | 235,000 | 317,000 | 436,000 |
| Noninterest expense | 958,000 | 1,822,000 | 2,778,000 | 3,798,000 |
| Provision for loan losses | 12,000 | 60,000 | 44,000 | 37,000 |
| Pretax income | 350,000 | 791,000 | 1,208,000 | 1,583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 791,000 | 1,208,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,786,000 | 13,043,000 | 13,217,000 | 13,347,000 |
| Total capital | 14,171,000 | 14,506,000 | 14,688,000 | 14,720,000 |
| Risk-weighted assets | 110,633,000 | 116,863,000 | 117,533,000 | 115,597,000 |