Call reports 2011
FORESIGHT BANK — 2011
What FORESIGHT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,535,000 | 135,992,000 | 139,657,000 | 146,049,000 |
| Total loans | 116,431,000 | 118,250,000 | 119,350,000 | 120,412,000 |
| Allowance for loan losses | 1,633,000 | 1,633,000 | 1,541,000 | 1,540,000 |
| Securities available for sale | 12,148,000 | 11,506,000 | 10,438,000 | 10,920,000 |
| Securities held to maturity | 250,000 | 250,000 | 495,000 | 985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,913,000 | 109,031,000 | 115,056,000 | 121,984,000 |
| Interest-bearing deposits | 95,795,000 | 96,492,000 | 101,078,000 | 103,994,000 |
| Noninterest-bearing deposits | 13,118,000 | 12,539,000 | 13,978,000 | 17,990,000 |
| Equity capital | 11,604,000 | 11,960,000 | 12,308,000 | 13,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,235,000 | 4,942,000 | 6,563,000 |
| Interest expense | 463,000 | 929,000 | 1,397,000 | 1,856,000 |
| Net interest income | 1,121,000 | 2,306,000 | 3,545,000 | 4,707,000 |
| Noninterest income | 117,000 | 251,000 | 391,000 | 506,000 |
| Noninterest expense | 930,000 | 1,788,000 | 2,733,000 | 3,688,000 |
| Provision for loan losses | 1,000 | 72,000 | 82,000 | 88,000 |
| Pretax income | 307,000 | 697,000 | 1,121,000 | 1,437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 697,000 | 1,121,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,452,000 | 11,686,000 | 11,918,000 | 12,621,000 |
| Total capital | 12,762,000 | 12,996,000 | 13,245,000 | 13,979,000 |
| Risk-weighted assets | 107,463,000 | 108,241,000 | 109,680,000 | 112,471,000 |