Call reports 2010
FORESIGHT BANK — 2010
What FORESIGHT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 131,832,000 | 132,962,000 | 133,134,000 | 135,522,000 |
| Total loans | 114,042,000 | 117,010,000 | 115,741,000 | 117,866,000 |
| Allowance for loan losses | 1,953,000 | 1,953,000 | 1,753,000 | 1,753,000 |
| Securities available for sale | 9,639,000 | 10,209,000 | 11,818,000 | 11,234,000 |
| Securities held to maturity | 781,000 | 782,000 | 282,000 | 269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,659,000 | 105,617,000 | 107,621,000 | 111,141,000 |
| Interest-bearing deposits | 91,162,000 | 95,381,000 | 96,629,000 | 96,777,000 |
| Noninterest-bearing deposits | 13,497,000 | 10,236,000 | 10,992,000 | 14,364,000 |
| Equity capital | 11,240,000 | 11,267,000 | 11,395,000 | 11,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,287,000 | 5,019,000 | 6,704,000 |
| Interest expense | 570,000 | 1,125,000 | 1,649,000 | 2,142,000 |
| Net interest income | 1,056,000 | 2,162,000 | 3,370,000 | 4,562,000 |
| Noninterest income | 51,000 | 149,000 | 295,000 | 431,000 |
| Noninterest expense | 874,000 | 1,800,000 | 2,723,000 | 3,573,000 |
| Provision for loan losses | 57,000 | 53,000 | 278,000 | 321,000 |
| Pretax income | 176,000 | 458,000 | 658,000 | 1,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 458,000 | 658,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,032,000 | 11,046,000 | 11,098,000 | 11,339,000 |
| Total capital | 12,312,000 | 12,345,000 | 12,383,000 | 12,652,000 |
| Risk-weighted assets | 101,738,000 | 104,681,000 | 104,118,000 | 107,493,000 |