Call reports 2009
FORESIGHT BANK — 2009
What FORESIGHT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,205,000 | 127,839,000 | 130,400,000 | 134,171,000 |
| Total loans | 107,315,000 | 110,534,000 | 112,100,000 | 111,943,000 |
| Allowance for loan losses | 1,455,000 | 1,628,000 | 1,907,000 | 1,935,000 |
| Securities available for sale | 12,855,000 | 11,867,000 | 12,263,000 | 11,689,000 |
| Securities held to maturity | 562,000 | 562,000 | 562,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,181,000 | 101,276,000 | 104,520,000 | 109,044,000 |
| Interest-bearing deposits | 90,912,000 | 90,376,000 | 93,719,000 | 95,445,000 |
| Noninterest-bearing deposits | 10,269,000 | 10,900,000 | 10,801,000 | 13,599,000 |
| Equity capital | 10,808,000 | 10,871,000 | 10,842,000 | 11,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,696,000 | 5,513,000 | 7,283,000 |
| Interest expense | 770,000 | 1,493,000 | 2,167,000 | 2,789,000 |
| Net interest income | 1,102,000 | 2,203,000 | 3,346,000 | 4,494,000 |
| Noninterest income | 93,000 | 181,000 | 279,000 | 396,000 |
| Noninterest expense | 786,000 | 1,608,000 | 2,542,000 | 3,339,000 |
| Provision for loan losses | 57,000 | 237,000 | 728,000 | 765,000 |
| Pretax income | 352,000 | 539,000 | 355,000 | 736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 539,000 | 355,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,771,000 | 10,788,000 | 10,604,000 | 10,857,000 |
| Total capital | 11,958,000 | 12,010,000 | 11,840,000 | 12,106,000 |
| Risk-weighted assets | 94,955,000 | 97,938,000 | 98,829,000 | 99,839,000 |