Call reports 2008
FORESIGHT BANK — 2008
What FORESIGHT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 124,925,000 | 129,053,000 | 122,204,000 | 129,308,000 |
| Total loans | 107,926,000 | 108,370,000 | 104,115,000 | 107,373,000 |
| Allowance for loan losses | 987,000 | 990,000 | 1,381,000 | 1,400,000 |
| Securities available for sale | 9,912,000 | 10,359,000 | 11,629,000 | 14,535,000 |
| Securities held to maturity | 593,000 | 592,000 | 592,000 | 580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,451,000 | 100,541,000 | 100,384,000 | 105,423,000 |
| Interest-bearing deposits | 86,281,000 | 88,804,000 | 89,722,000 | 91,689,000 |
| Noninterest-bearing deposits | 12,170,000 | 11,737,000 | 10,662,000 | 13,734,000 |
| Equity capital | 10,859,000 | 10,938,000 | 10,422,000 | 10,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,223,000 | 6,174,000 | 8,103,000 |
| Interest expense | 998,000 | 1,919,000 | 2,802,000 | 3,656,000 |
| Net interest income | 1,161,000 | 2,304,000 | 3,372,000 | 4,447,000 |
| Noninterest income | 85,000 | 214,000 | 413,000 | 494,000 |
| Noninterest expense | 848,000 | 1,610,000 | 2,414,000 | 3,164,000 |
| Provision for loan losses | 26,000 | 47,000 | 530,000 | 554,000 |
| Pretax income | 372,000 | 861,000 | 841,000 | 832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 861,000 | 841,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,714,000 | 10,923,000 | 10,525,000 | 10,563,000 |
| Total capital | 11,701,000 | 11,913,000 | 11,694,000 | 11,768,000 |
| Risk-weighted assets | 97,096,000 | 98,252,000 | 93,465,000 | 96,476,000 |