Call reports 2007
FORESIGHT BANK — 2007
What FORESIGHT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 126,206,000 | 126,575,000 | 129,051,000 | 130,225,000 |
| Total loans | 108,038,000 | 107,987,000 | 106,682,000 | 104,947,000 |
| Allowance for loan losses | 951,000 | 931,000 | 939,000 | 953,000 |
| Securities available for sale | 12,040,000 | 11,833,000 | 11,921,000 | 12,938,000 |
| Securities held to maturity | 363,000 | 113,000 | 612,000 | 612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,651,000 | 93,904,000 | 96,114,000 | 103,770,000 |
| Interest-bearing deposits | 82,545,000 | 83,374,000 | 85,642,000 | 87,805,000 |
| Noninterest-bearing deposits | 11,107,000 | 10,530,000 | 10,472,000 | 15,965,000 |
| Equity capital | 10,722,000 | 10,848,000 | 11,043,000 | 10,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,107,000 | 4,305,000 | 6,573,000 | 8,812,000 |
| Interest expense | 1,062,000 | 2,159,000 | 3,297,000 | 4,399,000 |
| Net interest income | 1,045,000 | 2,146,000 | 3,276,000 | 4,413,000 |
| Noninterest income | 106,000 | 220,000 | 306,000 | 396,000 |
| Noninterest expense | 846,000 | 1,619,000 | 2,402,000 | 3,211,000 |
| Provision for loan losses | 80,000 | 39,000 | 62,000 | 68,000 |
| Pretax income | 225,000 | 708,000 | 1,118,000 | 1,529,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 220,000 | 703,000 | 1,113,000 | 1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,618,000 | 10,814,000 | 10,935,000 | 10,772,000 |
| Total capital | 11,569,000 | 11,745,000 | 11,874,000 | 11,725,000 |
| Risk-weighted assets | 97,511,000 | 98,401,000 | 96,464,000 | 95,433,000 |