Call reports 2006
FORESIGHT BANK — 2006
What FORESIGHT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 126,056,000 | 126,356,000 | 125,462,000 | 125,902,000 |
| Total loans | 104,706,000 | 106,971,000 | 106,685,000 | 106,432,000 |
| Allowance for loan losses | 1,163,000 | 1,132,000 | 982,000 | 970,000 |
| Securities available for sale | 12,608,000 | 12,246,000 | 12,496,000 | 12,729,000 |
| Securities held to maturity | 595,000 | 882,000 | 883,000 | 882,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,164,000 | 88,664,000 | 91,566,000 | 94,057,000 |
| Interest-bearing deposits | 82,132,000 | 79,562,000 | 81,921,000 | 82,596,000 |
| Noninterest-bearing deposits | 9,032,000 | 9,102,000 | 9,645,000 | 11,461,000 |
| Equity capital | 10,564,000 | 10,634,000 | 10,984,000 | 10,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,938,000 | 3,986,000 | 6,090,000 | 8,274,000 |
| Interest expense | 913,000 | 1,904,000 | 2,950,000 | 4,003,000 |
| Net interest income | 1,025,000 | 2,082,000 | 3,140,000 | 4,271,000 |
| Noninterest income | 88,000 | 189,000 | 286,000 | 384,000 |
| Noninterest expense | 815,000 | 1,555,000 | 2,381,000 | 3,194,000 |
| Provision for loan losses | -39,000 | -32,000 | -186,000 | -44,000 |
| Pretax income | 337,000 | 733,000 | 1,216,000 | 1,492,000 |
| Income tax | 0 | 0 | 0 | 28,000 |
| Net income | 337,000 | 733,000 | 1,216,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,539,000 | 10,688,000 | 10,882,000 | 10,715,000 |
| Total capital | 11,702,000 | 11,820,000 | 11,864,000 | 11,685,000 |
| Risk-weighted assets | 94,311,000 | 96,919,000 | 96,373,000 | 95,938,000 |