Call reports 2002
FORESIGHT BANK — 2002
What FORESIGHT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,053,000 | 104,598,000 | 106,398,000 | 111,313,000 |
| Total loans | 80,986,000 | 82,856,000 | 85,344,000 | 88,018,000 |
| Allowance for loan losses | 1,117,000 | 1,138,000 | 1,150,000 | 1,118,000 |
| Securities available for sale | 13,699,000 | 13,268,000 | 13,030,000 | 12,241,000 |
| Securities held to maturity | 3,626,000 | 3,737,000 | 3,227,000 | 3,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,234,000 | 81,606,000 | 83,166,000 | 87,286,000 |
| Interest-bearing deposits | 75,479,000 | 74,229,000 | 75,923,000 | 78,521,000 |
| Noninterest-bearing deposits | 6,755,000 | 7,377,000 | 7,243,000 | 8,765,000 |
| Equity capital | 8,531,000 | 8,713,000 | 8,956,000 | 9,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,744,000 | 3,531,000 | 5,335,000 | 7,109,000 |
| Interest expense | 885,000 | 1,755,000 | 2,604,000 | 3,432,000 |
| Net interest income | 859,000 | 1,776,000 | 2,731,000 | 3,677,000 |
| Noninterest income | 100,000 | 216,000 | 333,000 | 449,000 |
| Noninterest expense | 602,000 | 1,226,000 | 1,868,000 | 2,514,000 |
| Provision for loan losses | 4,000 | 24,000 | 56,000 | 194,000 |
| Pretax income | 353,000 | 742,000 | 1,140,000 | 1,418,000 |
| Income tax | 135,000 | 280,000 | 434,000 | 543,000 |
| Net income | 218,000 | 462,000 | 706,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,458,000 | 8,560,000 | 8,718,000 | 8,817,000 |
| Total capital | 9,379,000 | 9,496,000 | 9,679,000 | 9,800,000 |
| Risk-weighted assets | 73,508,000 | 74,641,000 | 76,721,000 | 78,544,000 |