Call reports 2001
FORESIGHT BANK — 2001
What FORESIGHT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,353,000 | 104,864,000 | 106,271,000 | 107,556,000 |
| Total loans | 78,232,000 | 79,806,000 | 78,621,000 | 80,657,000 |
| Allowance for loan losses | 810,000 | 857,000 | 942,000 | 1,117,000 |
| Securities available for sale | 15,032,000 | 14,117,000 | 15,166,000 | 15,805,000 |
| Securities held to maturity | 4,251,000 | 4,239,000 | 3,624,000 | 3,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,021,000 | 81,691,000 | 83,861,000 | 85,200,000 |
| Interest-bearing deposits | 73,652,000 | 74,507,000 | 77,101,000 | 75,849,000 |
| Noninterest-bearing deposits | 6,369,000 | 7,184,000 | 6,760,000 | 9,351,000 |
| Equity capital | 8,268,000 | 8,435,000 | 8,412,000 | 8,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,171,000 | 6,225,000 | 8,200,000 |
| Interest expense | 1,147,000 | 2,279,000 | 3,378,000 | 4,369,000 |
| Net interest income | 915,000 | 1,892,000 | 2,847,000 | 3,831,000 |
| Noninterest income | 87,000 | 195,000 | 286,000 | 391,000 |
| Noninterest expense | 602,000 | 1,226,000 | 1,822,000 | 2,472,000 |
| Provision for loan losses | 3,000 | 2,000 | 100,000 | 243,000 |
| Pretax income | 397,000 | 859,000 | 1,213,000 | 1,509,000 |
| Income tax | 159,000 | 345,000 | 489,000 | 599,000 |
| Net income | 238,000 | 514,000 | 724,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,144,000 | 8,278,000 | 8,219,000 | 8,323,000 |
| Total capital | 8,954,000 | 9,135,000 | 9,134,000 | 9,253,000 |
| Risk-weighted assets | 72,924,000 | 74,051,000 | 73,145,000 | 74,192,000 |