Call reports 2001
SABINA BANK, THE — 2001
What SABINA BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 54,914,000 | 52,110,000 | 49,977,000 |
| Total loans | 39,749,000 | 38,431,000 | 36,442,000 |
| Allowance for loan losses | 350,000 | 350,000 | 333,000 |
| Securities available for sale | 8,138,000 | 7,341,000 | 6,040,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 47,274,000 | 44,358,000 | 42,264,000 |
| Interest-bearing deposits | 37,295,000 | 35,216,000 | 33,262,000 |
| Noninterest-bearing deposits | 9,979,000 | 9,142,000 | 9,002,000 |
| Equity capital | 7,380,000 | 7,488,000 | 7,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,070,000 | 2,075,000 | 3,039,000 |
| Interest expense | 464,000 | 869,000 | 1,236,000 |
| Net interest income | 606,000 | 1,206,000 | 1,803,000 |
| Noninterest income | 74,000 | 146,000 | 213,000 |
| Noninterest expense | 525,000 | 1,009,000 | 1,515,000 |
| Provision for loan losses | 30,000 | 50,000 | 90,000 |
| Pretax income | 125,000 | 293,000 | 411,000 |
| Income tax | 33,000 | 81,000 | 112,000 |
| Net income | 92,000 | 212,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 5,808,000 | 5,988,000 | 6,123,000 |
| Total capital | 6,158,000 | 6,338,000 | 6,456,000 |
| Risk-weighted assets | 34,603,000 | 33,137,000 | 31,503,000 |