Call reports 2017
CITY SAVINGS BANK & TRUST COMPANY — 2017
What CITY SAVINGS BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 323,512,000 | 317,230,000 | 326,794,000 | 326,101,000 |
| Total loans | 252,136,000 | 258,657,000 | 267,567,000 | 262,853,000 |
| Allowance for loan losses | 3,360,000 | 3,469,000 | 3,553,000 | 3,474,000 |
| Securities available for sale | 36,863,000 | 44,171,000 | 41,630,000 | 39,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,992,000 | 283,123,000 | 290,997,000 | 291,102,000 |
| Interest-bearing deposits | 207,393,000 | 205,737,000 | 213,229,000 | 213,558,000 |
| Noninterest-bearing deposits | 83,599,000 | 77,387,000 | 77,769,000 | 77,545,000 |
| Equity capital | 31,727,000 | 33,169,000 | 34,712,000 | 34,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,777,000 | 7,785,000 | 11,896,000 | 16,053,000 |
| Interest expense | 215,000 | 431,000 | 671,000 | 938,000 |
| Net interest income | 3,562,000 | 7,354,000 | 11,225,000 | 15,115,000 |
| Noninterest income | 849,000 | 1,749,000 | 2,677,000 | 3,589,000 |
| Noninterest expense | 2,947,000 | 5,839,000 | 8,626,000 | 11,520,000 |
| Provision for loan losses | 153,000 | 413,000 | 710,000 | 1,000,000 |
| Pretax income | 1,311,000 | 2,851,000 | 4,566,000 | 6,184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,311,000 | 2,851,000 | 4,566,000 | 6,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,892,000 | 33,433,000 | 34,998,000 | 34,617,000 |
| Total capital | 34,716,000 | 36,356,000 | 38,061,000 | 37,630,000 |
| Risk-weighted assets | 225,371,000 | 233,312,000 | 244,580,000 | 240,596,000 |