Call reports 2014
CITY SAVINGS BANK & TRUST COMPANY — 2014
What CITY SAVINGS BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 276,779,000 | 281,429,000 | 290,769,000 | 314,107,000 |
| Total loans | 206,437,000 | 215,701,000 | 233,111,000 | 238,321,000 |
| Allowance for loan losses | 2,553,000 | 2,646,000 | 2,785,000 | 2,954,000 |
| Securities available for sale | 24,949,000 | 26,488,000 | 30,021,000 | 30,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,721,000 | 248,488,000 | 256,394,000 | 282,825,000 |
| Interest-bearing deposits | 176,530,000 | 181,052,000 | 183,130,000 | 204,180,000 |
| Noninterest-bearing deposits | 68,191,000 | 67,436,000 | 73,264,000 | 78,645,000 |
| Equity capital | 30,748,000 | 31,482,000 | 32,696,000 | 29,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,460,000 | 7,139,000 | 10,977,000 | 14,902,000 |
| Interest expense | 231,000 | 467,000 | 717,000 | 974,000 |
| Net interest income | 3,229,000 | 6,672,000 | 10,260,000 | 13,928,000 |
| Noninterest income | 478,000 | 978,000 | 1,487,000 | 1,930,000 |
| Noninterest expense | 2,141,000 | 4,471,000 | 6,675,000 | 9,076,000 |
| Provision for loan losses | 90,000 | 224,000 | 459,000 | 704,000 |
| Pretax income | 1,476,000 | 2,955,000 | 4,613,000 | 6,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,476,000 | 2,955,000 | 4,613,000 | 6,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,612,000 | 31,216,000 | 32,469,000 | 29,725,000 |
| Total capital | 33,022,000 | 33,715,000 | 35,162,000 | 32,475,000 |
| Risk-weighted assets | 192,650,000 | 199,812,000 | 215,319,000 | 219,785,000 |