Call reports 2011
CITY SAVINGS BANK & TRUST COMPANY — 2011
What CITY SAVINGS BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 199,571,000 | 199,358,000 | 209,218,000 | 217,286,000 |
| Total loans | 147,091,000 | 149,337,000 | 153,874,000 | 152,690,000 |
| Allowance for loan losses | 1,763,000 | 1,881,000 | 1,902,000 | 1,861,000 |
| Securities available for sale | 16,474,000 | 21,375,000 | 22,294,000 | 28,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,783,000 | 174,805,000 | 183,299,000 | 191,329,000 |
| Interest-bearing deposits | 126,081,000 | 124,208,000 | 131,179,000 | 139,752,000 |
| Noninterest-bearing deposits | 48,702,000 | 50,597,000 | 52,120,000 | 51,577,000 |
| Equity capital | 23,394,000 | 23,335,000 | 24,576,000 | 24,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,825,000 | 5,694,000 | 8,601,000 | 11,527,000 |
| Interest expense | 248,000 | 487,000 | 711,000 | 940,000 |
| Net interest income | 2,577,000 | 5,207,000 | 7,890,000 | 10,587,000 |
| Noninterest income | 491,000 | 978,000 | 1,423,000 | 1,934,000 |
| Noninterest expense | 1,878,000 | 3,932,000 | 5,592,000 | 7,488,000 |
| Provision for loan losses | 156,000 | 292,000 | 320,000 | 356,000 |
| Pretax income | 1,034,000 | 1,961,000 | 3,401,000 | 4,677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,034,000 | 1,961,000 | 3,401,000 | 4,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,740,000 | 23,747,000 | 24,895,000 | 25,184,000 |
| Total capital | 25,491,000 | 25,547,000 | 26,748,000 | 27,045,000 |
| Risk-weighted assets | 140,051,000 | 143,895,000 | 148,217,000 | 148,963,000 |