Call reports 2008
CITY SAVINGS BANK & TRUST COMPANY — 2008
What CITY SAVINGS BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 159,909,000 | 157,930,000 | 158,284,000 | 173,214,000 |
| Total loans | 113,002,000 | 116,524,000 | 116,653,000 | 116,383,000 |
| Allowance for loan losses | 1,247,000 | 1,186,000 | 1,133,000 | 1,123,000 |
| Securities available for sale | 22,840,000 | 23,599,000 | 22,013,000 | 28,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,313,000 | 138,177,000 | 138,761,000 | 153,441,000 |
| Interest-bearing deposits | 99,263,000 | 97,715,000 | 98,796,000 | 109,174,000 |
| Noninterest-bearing deposits | 41,050,000 | 40,462,000 | 39,965,000 | 44,267,000 |
| Equity capital | 18,717,000 | 18,758,000 | 18,704,000 | 19,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,661,000 | 5,283,000 | 7,907,000 | 10,511,000 |
| Interest expense | 571,000 | 1,087,000 | 1,558,000 | 1,985,000 |
| Net interest income | 2,090,000 | 4,196,000 | 6,349,000 | 8,526,000 |
| Noninterest income | 564,000 | 1,132,000 | 1,670,000 | 2,159,000 |
| Noninterest expense | 1,618,000 | 3,286,000 | 4,924,000 | 6,645,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,036,000 | 2,042,000 | 3,095,000 | 4,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,036,000 | 2,042,000 | 3,095,000 | 4,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,421,000 | 18,767,000 | 19,156,000 | 19,237,000 |
| Total capital | 19,668,000 | 19,953,000 | 20,289,000 | 20,360,000 |
| Risk-weighted assets | 111,258,000 | 112,660,000 | 113,416,000 | 115,821,000 |