Call reports 2001
CITY SAVINGS BANK & TRUST COMPANY — 2001
What CITY SAVINGS BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,592,000 | 86,906,000 | 89,884,000 | 95,310,000 |
| Total loans | 51,081,000 | 51,861,000 | 53,990,000 | 54,138,000 |
| Allowance for loan losses | 885,000 | 917,000 | 935,000 | 947,000 |
| Securities available for sale | 9,073,000 | 8,588,000 | 8,167,000 | 10,076,000 |
| Securities held to maturity | 14,841,000 | 15,093,000 | 16,279,000 | 17,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,678,000 | 76,962,000 | 79,448,000 | 84,457,000 |
| Interest-bearing deposits | 58,294,000 | 57,507,000 | 58,528,000 | 65,262,000 |
| Noninterest-bearing deposits | 18,384,000 | 19,455,000 | 20,920,000 | 19,195,000 |
| Equity capital | 9,575,000 | 9,588,000 | 10,046,000 | 10,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,265,000 | 4,893,000 | 6,467,000 |
| Interest expense | 599,000 | 1,155,000 | 1,680,000 | 2,168,000 |
| Net interest income | 1,034,000 | 2,110,000 | 3,213,000 | 4,299,000 |
| Noninterest income | 289,000 | 708,000 | 1,091,000 | 1,478,000 |
| Noninterest expense | 807,000 | 1,722,000 | 2,567,000 | 3,517,000 |
| Provision for loan losses | 36,000 | 61,000 | 99,000 | 144,000 |
| Pretax income | 480,000 | 1,035,000 | 1,638,000 | 2,116,000 |
| Income tax | -138,000 | -138,000 | -138,000 | -112,000 |
| Net income | 618,000 | 1,173,000 | 1,776,000 | 2,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,492,000 | 9,498,000 | 9,877,000 | 10,342,000 |
| Total capital | 10,165,000 | 10,183,000 | 10,599,000 | 11,084,000 |
| Risk-weighted assets | 53,605,000 | 54,588,000 | 57,564,000 | 59,137,000 |