Call reports 2002
HARRIS BANK NAPERVILLE — 2002
What HARRIS BANK NAPERVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 669,912,000 | 705,948,000 | 737,803,000 | 743,601,000 |
| Total loans | 453,881,000 | 476,383,000 | 498,158,000 | 507,286,000 |
| Allowance for loan losses | 4,847,000 | 5,055,000 | 5,234,000 | 5,580,000 |
| Securities available for sale | 189,224,000 | 197,893,000 | 184,208,000 | 193,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,961,000 | 636,486,000 | 674,212,000 | 678,687,000 |
| Interest-bearing deposits | 573,892,000 | 602,536,000 | 636,746,000 | 640,158,000 |
| Noninterest-bearing deposits | 30,069,000 | 33,950,000 | 37,466,000 | 38,528,000 |
| Equity capital | 54,667,000 | 57,443,000 | 58,598,000 | 57,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,167,000 | 18,317,000 | 27,568,000 | 36,712,000 |
| Interest expense | 3,008,000 | 5,939,000 | 8,938,000 | 11,810,000 |
| Net interest income | 6,159,000 | 12,378,000 | 18,630,000 | 24,902,000 |
| Noninterest income | 1,206,000 | 2,929,000 | 4,363,000 | 5,666,000 |
| Noninterest expense | 3,986,000 | 7,470,000 | 11,537,000 | 15,198,000 |
| Provision for loan losses | 210,000 | 470,000 | 760,000 | 1,235,000 |
| Pretax income | 3,169,000 | 7,491,000 | 10,824,000 | 14,263,000 |
| Income tax | 1,011,000 | 2,476,000 | 3,563,000 | 4,703,000 |
| Net income | 2,158,000 | 5,015,000 | 7,261,000 | 9,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,118,000 | 54,757,000 | 55,528,000 | 54,851,000 |
| Total capital | 57,965,000 | 59,812,000 | 60,762,000 | 61,931,000 |
| Risk-weighted assets | 451,091,000 | 482,772,000 | 510,239,000 | 533,684,000 |