Call reports 2001
HARRIS BANK NAPERVILLE — 2001
What HARRIS BANK NAPERVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 660,194,000 | 650,572,000 | 656,973,000 | 672,362,000 |
| Total loans | 383,341,000 | 391,209,000 | 417,219,000 | 438,443,000 |
| Allowance for loan losses | 3,917,000 | 3,983,000 | 4,053,000 | 4,612,000 |
| Securities available for sale | 237,819,000 | 221,390,000 | 199,404,000 | 200,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,666,000 | 589,728,000 | 593,077,000 | 594,534,000 |
| Interest-bearing deposits | 572,429,000 | 554,766,000 | 557,918,000 | 560,562,000 |
| Noninterest-bearing deposits | 28,237,000 | 34,962,000 | 35,159,000 | 33,972,000 |
| Equity capital | 51,877,000 | 52,106,000 | 54,561,000 | 54,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,835,000 | 21,075,000 | 31,009,000 | 40,644,000 |
| Interest expense | 6,270,000 | 11,631,000 | 16,292,000 | 20,048,000 |
| Net interest income | 4,565,000 | 9,444,000 | 14,717,000 | 20,596,000 |
| Noninterest income | 987,000 | 2,184,000 | 3,406,000 | 4,808,000 |
| Noninterest expense | 3,419,000 | 7,003,000 | 10,775,000 | 14,509,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 730,000 |
| Pretax income | 2,108,000 | 4,884,000 | 8,083,000 | 11,125,000 |
| Income tax | 554,000 | 1,391,000 | 2,398,000 | 3,342,000 |
| Net income | 1,554,000 | 3,493,000 | 5,685,000 | 7,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,858,000 | 50,371,000 | 51,580,000 | 52,694,000 |
| Total capital | 53,775,000 | 54,354,000 | 55,633,000 | 57,306,000 |
| Risk-weighted assets | 420,854,000 | 431,109,000 | 428,431,000 | 433,024,000 |