Call reports 2001
UPLAND BANK — 2001
What UPLAND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,333,000 | 97,962,000 | 103,504,000 | 103,887,000 |
| Total loans | 84,061,000 | 83,270,000 | 81,209,000 | 88,191,000 |
| Allowance for loan losses | 1,168,000 | 1,228,000 | 1,217,000 | 1,216,000 |
| Securities available for sale | 93,000 | 89,000 | 86,000 | 81,000 |
| Securities held to maturity | 2,001,000 | 1,756,000 | 1,755,000 | 1,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,682,000 | 84,821,000 | 89,894,000 | 89,735,000 |
| Interest-bearing deposits | 71,645,000 | 62,200,000 | 65,352,000 | 66,730,000 |
| Noninterest-bearing deposits | 24,037,000 | 22,621,000 | 24,542,000 | 23,005,000 |
| Equity capital | 10,458,000 | 10,830,000 | 11,146,000 | 11,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,018,000 | 7,233,000 | 9,327,000 |
| Interest expense | 1,000,000 | 1,906,000 | 2,666,000 | 3,340,000 |
| Net interest income | 1,535,000 | 3,112,000 | 4,567,000 | 5,987,000 |
| Noninterest income | 306,000 | 481,000 | 663,000 | 687,000 |
| Noninterest expense | 1,088,000 | 2,144,000 | 3,248,000 | 4,207,000 |
| Provision for loan losses | 60,000 | 120,000 | 130,000 | 130,000 |
| Pretax income | 693,000 | 1,329,000 | 1,852,000 | 2,337,000 |
| Income tax | 287,000 | 550,000 | 760,000 | 971,000 |
| Net income | 406,000 | 779,000 | 1,092,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,456,000 | 10,212,000 | 10,522,000 | 11,165,000 |
| Total capital | 11,627,000 | 11,440,000 | 11,739,000 | 12,381,000 |
| Risk-weighted assets | 112,783,000 | 113,164,000 | 114,342,000 | 123,418,000 |