Call reports 2003
HAMPTONS STATE BANK — 2003
What HAMPTONS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,680,000 | 41,725,000 | 44,586,000 | 47,042,000 |
| Total loans | 22,392,000 | 21,712,000 | 22,653,000 | 22,532,000 |
| Allowance for loan losses | 231,000 | 229,000 | 231,000 | 231,000 |
| Securities available for sale | 11,894,000 | 10,728,000 | 13,976,000 | 17,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,487,000 | 33,011,000 | 35,805,000 | 38,266,000 |
| Interest-bearing deposits | 21,947,000 | 23,257,000 | 25,526,000 | 27,954,000 |
| Noninterest-bearing deposits | 9,540,000 | 9,754,000 | 10,279,000 | 10,313,000 |
| Equity capital | 4,365,000 | 4,372,000 | 4,401,000 | 4,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 906,000 | 1,337,000 | 1,815,000 |
| Interest expense | 105,000 | 202,000 | 290,000 | 382,000 |
| Net interest income | 363,000 | 704,000 | 1,047,000 | 1,433,000 |
| Noninterest income | 80,000 | 182,000 | 268,000 | 341,000 |
| Noninterest expense | 424,000 | 861,000 | 1,301,000 | 1,764,000 |
| Provision for loan losses | 34,000 | 34,000 | 36,000 | 36,000 |
| Pretax income | 49,000 | 55,000 | 42,000 | 46,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 48,000 | 53,000 | 38,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,324,000 | 4,329,000 | 4,315,000 | 4,317,000 |
| Total capital | 4,555,000 | 4,558,000 | 4,546,000 | 4,548,000 |
| Risk-weighted assets | 28,443,000 | 27,688,000 | 29,265,000 | 28,728,000 |